Tools

Take these Quizzes

In this section, we provide validated assessments used in research. Take the surveys and see your results!

Discover Your Financial Identity. Take this quiz if you’re ready to discover your financial identity. This is a tool from Smart About Money and it targeted for those who are just starting out on their independence, but anyone would benefit from understanding their beliefs, values and other factors that influence decisions about money.

Materialism Scale. What is materialism, you ask? Think of it as an interest in spending your money to acquire things. Use this tool to help you think about how attached you are to material possessions.

Thrift Quiz. Are you thrifty with your money?  Test your thrift abilities with this fun quiz.

Credit Score Quiz. Want to quiz yourself on your knowledge of credit scores and learn more? Kiplinger, a leading financial forecaster, has a fun and informative quiz. Check it out.

Financial Compatibility. We’re in the process of developing a research-informed financial compatibility questionnaire. Until it’s ready, check out these quizzes that we found online from The Money Couple, Money Harmony, Mint, and Suze Orman. US News and World Report also proposes five questions you should ask your partner about money. Let us know what you think of them!


Complete these Worksheets

Know Your Financial History WorksheetThink of this as a little piece of financial therapy. Knowing your history with money – the good, bad, and the ugly – can help you understand why you think about money the way you do. Maybe you grew up without lots of money to spend on things you wanted, maybe your parents never talked about money at all. Either way, spend some time analyzing your past before moving to setting goals for the future.

Vocalize Your Values Worksheet. Money discussions are rarely about money. They’re about values. Knowing your core values puts you one step closer to aligning your time and money to help you set goals that are in keeping with what matters most.

Understand Your Habits & Style Worksheet. Are you a big spender or a penny-pincher? We all have a personality when it comes to spending money and this worksheet will help you figure out yours. Then you can figure out how that melds with your partner’s style.

Asset & Debt Worksheet. Do you know where your money is? This one-pager will help you and your partner assess how much you each own and owe. Gather up anything relevant – bank statements, legal documents, credit card statements, paychecks – and sit down together to figure out where your money is. You’ll need a pencil (and eraser) for this one.

Your Credit Score. To make sure you know where you stand, get your credit score. You can get it for free, so there’s no excuse! You’ll want to know what the number means because it may be the most important three-digit number in your life.


Check Out these Resources

Financial Calculators. There are lots of online financial calculators, which you can use to calculate credit card debt payoffs, loan interest, mortgage payments, car payments, college expenses, savings, and more. Check out some of our favorites on Bankrate, CNN Money, Suze Orman, and calculate your Latte Factor with David Bach here.